Resident welfare bodies take up only civic issues

It is true that the resident-owners while obtaining loans from various banks for reconstructions/ modifications /alterations /extensions, face certain queries on genuine residing status and occupancy and in order to prove the same items such as electricity bill, landline telephone bill, registered document and up-to-date Encumbrance Certificate from the Sub-Registrar concerned have to be produced in support of the claim.

It is not fair on part of the residents to obtain certificates from the Welfare Associations concerned to claim home-loans.

It should be noted that Resident Welfare Associations are registered only to mitigate hardships collectively on the civic irregularities/ requirements. Therefore, obtaining loans is to be done by owner solely in personal capacity.

C.V.K. MOHAN VARMA Begumpet

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